2021-2022 Student Loans
Sunday, November 28, 2021 is the last day to submit a loan application for attendance in fall.
Sunday, January 16, 2022 is the last day to submit a loan application for attendance in winter.
Sunday, May 22, 2022 is the last day to submit a loan application for attendance in spring.
Sunday, August 6, 2022 is the last day to submit a loan application for attendance in summer.
Before you apply for a student loan
Read Your Federal Student Loans.pdf. Understanding student loans is very important. Before applying for a loan you should make sure that you fully understand its terms and conditions. You should also be aware of your rights and responsibilities. You can learn more about these on the Student Rights and Responsibilities page.
Read the Los Angeles Harbor College Student Loan Guide.pdf for important information about Stafford Loans and general financial aid eligibility.
If you wish to cancel your loan please complete the following form: Loan Cancellation Request.pdf
2021-2022 Direct Stafford Loan
Subsidized and unsubsidized loans are federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. The U.S. Department of Education offers eligible students at participating schools Direct Subsidized Loans and Direct Unsubsidized Loans. (Some people refer to these loans as Stafford Loans or Direct Stafford Loans.)
- Complete a 2021-2022 Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov.
- LAHC must be the student's home school within the Los Angeles Community College District.
- Pursue a financial aid eligible academic program at LAHC.
- Satisfy the general student financial aid eligibility requirements.
- Have been awarded financial aid at LAHC for the 2021-2022 academic year or received a notification stating you are ineligible for any need-based aid.
- Be enrolled in a minimum of six (6) units applicable to your academic program. Students under an extension appeal contract must be enrolled in six (6) financial aid approved units.
- Comply with Entrance Loan Counseling requirements.
- Have an active Master Promissory Note (MPN).
- Maintain Satisfactory Academic Progress.
Follow these steps to apply for a Federal Stafford Loan
- 2021-2022 FAFSA: Complete a 2021-2022 Free Application for Federal Student Aid (FAFSA) at the FAFSA website.
- Award Notification: Complete your financial aid file and receive your award notification or an email indicating that your file was reviewed but you are not eligible for need-based aid.
- Direct Loan Entrance Counseling: All new borrowers must complete Direct Loan Entrance Counseling. Please note that this requirement does not apply to repeat borrowers.
- Master Promissory Note: New borrowers must complete a Master Promissory Note(MPN). Please note that this requirement does not apply to repeat borrowers.
- Online 2021-2022 Loan Data Form: Request Loan through lahc.verifymyfafsa.com, you will need to create an account if you do not have one already.
Direct Stafford Loan status
It may take up to 45 calendar days to process a student loan. During peak periods the processing time may take longer. The processing calendar DOES NOT begin until you have complied with all the requirements in the checklist.
Mandatory Loan Counseling
ENTRANCE LOAN COUNSELING FOR FIRST-TIME BORROWERS
All first-time Federal Direct borrowers must complete loan entrance counseling, even if they have borrowed at a previous institution. Entrance counseling for direct loans can be completed online at www.studentloans.gov
EXIT LOAN COUNSELING
All borrowers of Federal Direct Loan funds are required to have an exit interview during their final semester, if their enrollment status drops below half-time, or if they withdraw from the college. Students will be notified when Exit Loan Counseling needs to be completed.
Contact information for the FSA Student Loan Ombudsman
Effective February 28, 2016, please use the following information to contact the FSA Student Loan Ombudsman Group.
Via on-line assistance: StudentAid.Gov - Prepare
FSA Loan Disclosure
- Please note that any loan borrowed by the student or parent will be submitted to the Federal Student Aid, and will be accessible by guaranty agencies, lenders, and schools determined to be authorized users of the data system. You can access this information at studentaid.gov.